Need an appraisal in Wilmington or New Hanover County?

See the top seven reasons why NC homeowners order from Zachary Maditz:

Find the right listing price (whether they're selling the home themselves or using a real estate agent)
Challenge a property tax assessment
To reduce a mortgage payment by removing PMI
To reinstate your Home Equity Line of Credit (HELOC)
Review a different appraiser's report for verification
In the case of a NC divorce, where real estate property needs to be divided
Settle an estate in NC by determining the true market value of property in question

Do you own a house in or near Wilmington? Do you need help determining the value of your real estate?
Contact Zachary Maditz.

At Zachary Maditz, we understand the special needs of a consumer after appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your own home because of your emotional attachment to it. The professional appraisers at Zachary Maditz will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your property will attract many interested buyers, a professional appraisal is a crucial negotiating tool once you have an interested buyer. The appraisal is something tangible to show the buyer. The appraisal is an independent third party's opinion of your property's price, not just you saying how much your house is worth. Interested buyers know you have an emotional attachment to your home and will be far more likely to give credibility to an accomplished appraiser's value report than yours.

Appraisals to cancel PMI

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a fashionable way to cut costs for homeowners. Once your mortgage loan is down below 80% of the value of your house, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At Zachary Maditz, we're experienced in helping clients just like you delete unnecessary PMI insurance.

Challenging a property tax assessment

Lets say your house is not appreciating as much as other homes close to yours -- your local tax assessor may have your house overvalued. This means you are probably paying higher taxes than you should be paying. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. An appraisal report from Zachary Maditz is your chief weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area. This can this be disadvantageous from a cash flow point of view, and bad for your credit score since it may appear as though that credit line is maxed out. Zachary Maditz can provide you with an expert appraisal that will help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Do you need a seasoned appraiser to double-check your appraisal for accuracy, or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? An appraiser from Zachary Maditz can go out and check the subject and comps in a field review. If you need it immediately, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Zachary Maditz can help you with that. Even though this is typically requested by banks, you may desire to employ this service if you suspect mortgage fraud related to your property.